• Frequently Asked Questions



Policy excess

Some insurers will allow you to select a higher excess amount.  In turn, this may help to reduce your overall policy premium.
Category: Policy excess

The amount varies between insurers and also the event you are claiming for.   The highest excess is usually for subsidence with a minimum of £1,000.  If the area your property is in has suffered subsidence in the past then you may have a higher excess amount.

Category: Policy excess

This is the portion of the claim you have to pay.  Some policies are available with a zero excess although most policies will have an excess.

Category: Policy excess

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